Capital Gains Tax Calculator
Calculate your long-term (LTCG) or short-term (STCG) capital gains tax on shares, mutual funds, property and other assets — using the latest FY 2025-26 rates.
Indicative for FY 2025-26. Exemptions under Sec 54/54F/54EC and indexation options can reduce this — consult EvoTax.
How capital gains tax is calculated in India
Your capital gain is the sale price minus the purchase cost. Whether it is long-term or short-term depends on the asset and holding period: listed shares and equity mutual funds become long-term after 12 months, while property and most other assets become long-term after 24 months.
For listed equity and equity mutual funds (FY 2025-26): long-term gains are taxed at 12.5% on the amount above the ₹1.25 lakh annual exemption, and short-term gains at 20%. For property and other assets, long-term gains are taxed at 12.5% (without indexation under the new rules), and short-term gains are added to your income and taxed at your slab rate.
These figures are indicative. Property sold before 23 July 2024 may allow a choice of 20% with indexation, and special situations (inherited assets, exemptions under Sections 54/54F/54EC) can reduce your tax significantly — EvoTax can compute and optimise your exact liability.
Frequently Asked Questions
What is the LTCG tax rate on shares in India?
For FY 2025-26, long-term capital gains on listed shares and equity mutual funds are taxed at 12.5% on gains above the ₹1.25 lakh annual exemption. Gains up to ₹1.25 lakh in a year are tax-free.
What is the holding period for long-term capital gains?
Listed shares and equity mutual funds qualify as long-term after 12 months. Property, gold, unlisted shares and other assets become long-term after 24 months. Below these periods, gains are short-term.
How is capital gains tax on property calculated?
Property held over 24 months is long-term, taxed at 12.5% without indexation under current rules (property bought before 23 July 2024 may opt for 20% with indexation). You can also save tax by reinvesting under Sections 54, 54F or 54EC.
Is there any exemption on capital gains?
Yes. Equity LTCG up to ₹1.25 lakh per year is exempt. Property and other long-term gains can be exempt by reinvesting in a house (Sec 54/54F) or specified bonds up to ₹50 lakh (Sec 54EC). We help structure these.
Which ITR form do I use for capital gains?
Capital gains are reported in ITR-2 (or ITR-3 if you also have business income). EvoTax selects and files the correct form with full capital gains schedules.
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